Uninsured And Underinsured Motorist Lawyer In Cleveland

Ohio law requires that all drivers carry liability insurance, but repeatedly negligent drivers are often uninsured, having no auto insurance at all. Being injured by an uninsured motorist can be frustrating and terrifying. Not only did someone cause your injuries but they don’t have any way to pay for them. Frequently, injury victims don’t realize that they may have the auto insurance coverage they need to pay for their damages. Uninsured motorist (UM) coverage in your auto insurance policy may apply to pay for your damages when your injured by a driver without auto insurance.

Underinsured Motorist Coverage

The minimum amount of liability insurance coverage required for every Ohio driver is $25,000 per person for bodily injury and $50,000 per accident for bodily injury. Even if a negligent driver has more than these minimum state liability limits, sometimes their insurance policy limits are simply insufficient to pay for an injury victim’s damages. Frequently, injury victims don’t realize that they may have the auto insurance coverage they need to pay for their excess damages.

Underinsured motorist (UIM) coverage may apply to pay for your damages when the driver responsible for your injuries does not have sufficient coverage to fully compensate you.

The Cohen Law Firm has pursued hundreds of uninsured and underinsured motorists claims on behalf of our clients. When you hire The Cohen Law Firm to represent you we will pursue the maximum compensation from all available insurance policies including uninsured or underinsured motorist coverage.

While some people are concerned about making a claim under their own policy, Ohio law prohibits insurance companies from increasing the cost of your insurance policy for filing an uninsured or underinsured motorist claim. O.R.C § 3937.23.

If you have been injured in a motor vehicle accident with an uninsured or underinsured motorist, you need a law firm who understands the intricacies of Ohio insurance law and knows where to find the insurance coverage to get you the compensation you deserve. The Cohen Law Firm can help. We can discuss your case and explain your legal options. There is no cost or obligation. We are available to speak with you 24 hours a day, 7 days a week, and we are available to meet with you whenever and wherever is most convenient. We work on a contingent fee agreement which means that if you do not receive compensation, then you do not owe us anything.